Purchase
First home or move-up in Florida — clear guidance from offer to keys.
Home / Where we lend / Florida
Florida home loansFlorida Mortgage & Home Loans
Florida's booming markets — from Miami to Tampa — bring strong demand and plenty of jumbo and investment activity. We shop every program to fit Florida buyers and investors.
MiamiTampaOrlandoJacksonville+ statewide
Loan programs
Financing available in Florida.
Refinance
Lower your rate or tap equity on your Florida home.
Jumbo
Financing above conforming limits for premium Florida properties.
Non-QM
Bank-statement, asset, and investor loans for Florida borrowers.
Florida market snapshot
Buying or refinancing in Florida.
Florida's Miami, Tampa, and Orlando markets draw primary buyers, second-home owners, and investors alike, with heavy condo, jumbo, and DSCR activity. No state income tax keeps demand strong and the investor pipeline full.
Florida cities
Local mortgage guides across Florida.
Why Ignite in Florida
A boutique lender with a full network.
We're an independent, education-first firm — which means we shop your Florida loan across a full lender network instead of pushing one product. You get options explained in plain English, exceptional communication, and on-time closings.
Licensed in Florida. Ignite Loan Partners, NMLS #2381991. Equal Housing Opportunity.
FAQ
Florida mortgage questions.
Does Ignite Loan Partners lend in Florida?
Yes. Ignite Loan Partners is licensed in Florida (NMLS #2381991) and serves buyers and homeowners across the state, including Miami, Tampa, Orlando.
Can I get a mortgage in Florida if I'm self-employed?
Absolutely. We offer bank-statement, asset-based, and other non-QM programs designed for self-employed and investor borrowers in Florida, alongside conventional, FHA, VA, and jumbo loans.
How fast can you close a loan in Florida?
Our average closing time is about 18 days. Because we shop your file across a full lender network, we can move quickly when the Florida market is competitive.
Your Florida loan officer
Michael Kerby
Founder & President · NMLS #1163561
A decade-plus of mortgage leadership, focused on communication and on-time closings. Serving Florida and the surrounding market.
Buying or refinancing in Florida?
Start a quick, no-pressure application and we'll map the right path for your Florida purchase or refinance.