11 Mortgage
Heads up: this is a general company line, not a confirmed servicing desk — we couldn't find one published. Expect to be transferred, and check your monthly statement first.
Only a general company line is published — 11 Mortgage (Eleven Mortgage) is a wholesale lender and does not publish a borrower servicing desk. Check your first payment letter for your actual servicer.
Checked 2026-07-31 against the servicer's published pages. Always confirm against your monthly statement before sending a payment or payoff.
Acra
Payoff quotes can also be requested through the CSS borrower portal.
Checked 2026-07-31 against the servicer's published pages. Always confirm against your monthly statement before sending a payment or payoff.
AD Mortgage
Serviced by Shellpoint Mortgage Servicing
Also reachable at (305) 760-7070 or (855) 510-5100. Payoff quotes are requested inside the portal under Account Details → Payments → Request Payoff. Payments: A&D Mortgage LLC c/o Shellpoint, Attn: Payment Processing, 75 Beattie Place Ste LL202, Greenville SC 29601.
Checked 2026-07-31 against the servicer's published pages. Always confirm against your monthly statement before sending a payment or payoff.
AmWest Funding
Payoff requests must be in writing with borrower authorization. Payments: AmWest Funding Corp, PO Box 80327, City of Industry CA 91716-8327.
Checked 2026-07-31 against the servicer's published pages. Always confirm against your monthly statement before sending a payment or payoff.
Angel Oak
Payoff requests
- Fax
- (720) 241-7537
Payoff quotes are available in the portal under Payoff Quote; faxed requests go to the Payoff Department.
Checked 2026-07-31 against the servicer's published pages. Always confirm against your monthly statement before sending a payment or payoff.
Brokers Choice
Heads up: this is a general company line, not a confirmed servicing desk — we couldn't find one published. Expect to be transferred, and check your monthly statement first.
Wholesale lender (Irvine, CA) with no published borrower servicing desk. Your loan is almost certainly serviced elsewhere — check your first payment letter.
Checked 2026-07-31 against the servicer's published pages. Always confirm against your monthly statement before sending a payment or payoff.
Brokers First Funding
Heads up: this is a general company line, not a confirmed servicing desk — we couldn't find one published. Expect to be transferred, and check your monthly statement first.
Non-QM wholesale lender with no published servicing or payoff contact. Check your first payment letter for your servicer.
Checked 2026-07-31 against the servicer's published pages. Always confirm against your monthly statement before sending a payment or payoff.
Button Finance
Serviced by Shellpoint Mortgage Servicing
Customer service
- Phone
- (800) 365-7107
- Hours
- Mon–Fri 8am–9pm ET · Sat 10am–2pm ET
Button Finance publishes no phone number of its own; its site routes borrower payments to Shellpoint. Confirm against your welcome letter before sending anything.
Checked 2026-07-31 against the servicer's published pages. Always confirm against your monthly statement before sending a payment or payoff.
Capital Fund I
Capital Fund 1 services its own loans. (866) 999-0398 is the new-loan line, not servicing.
Checked 2026-07-31 against the servicer's published pages. Always confirm against your monthly statement before sending a payment or payoff.
Cardinal Financial
Serviced by ServiceMac, LLC
ServiceMac handles payments, payoffs, and statements. Cardinal's own line is (855) 561-4944.
Checked 2026-07-31 against the servicer's published pages. Always confirm against your monthly statement before sending a payment or payoff.
Carrington
Payoff requests
- Fax
- (866) 624-6154
Payoff requests can be submitted online or by fax; allow 5–7 business days.
Checked 2026-07-31 against the servicer's published pages. Always confirm against your monthly statement before sending a payment or payoff.
Champions Funding
Which number you need depends on when you closed. Loans closed BEFORE 12/01/2025: (855) 436-0977, 3138 E Elwood St, Phoenix AZ 85034. Loans closed AFTER 12/01/2025: (800) 365-7107, PO Box 650840, Dallas TX 75265-0840. Email clientcare@champstpo.com. Payoff statements take about 7 business days.
Checked 2026-07-31 against the servicer's published pages. Always confirm against your monthly statement before sending a payment or payoff.
Change Wholesale
Change uses more than one servicer. If LoanCare has your loan: (866) 860-2880. If Shellpoint has it: (800) 365-7107. Your servicing transfer notice says which.
Checked 2026-07-31 against the servicer's published pages. Always confirm against your monthly statement before sending a payment or payoff.
Click n Close
Click n' Close services its own loans. Press option 1 to pay by phone.
Checked 2026-07-31 against the servicer's published pages. Always confirm against your monthly statement before sending a payment or payoff.
Emporium TPO
Heads up: this is a general company line, not a confirmed servicing desk — we couldn't find one published. Expect to be transferred, and check your monthly statement first.
Broker-facing wholesale lender with no published borrower servicing desk. Check your first payment letter.
Checked 2026-07-31 against the servicer's published pages. Always confirm against your monthly statement before sending a payment or payoff.
EPM
Payoff quotes: request in the homeowner portal under Loan Information, or use the third-party form at epm.servicingdivision.com/ThirdPartyPayoff. Payments: EPM, Attn: Payment Processing, PO Box 650094, Dallas TX 75265-0094. Spanish-language support available.
Checked 2026-07-31 against the servicer's published pages. Always confirm against your monthly statement before sending a payment or payoff.
Figure
Hardship/loan assistance: (888) 527-1950. Written requests: PO Box 40534, Reno NV 89504.
Checked 2026-07-31 against the servicer's published pages. Always confirm against your monthly statement before sending a payment or payoff.
First National Bank
We couldn't find a published servicing or payoff contact for this lender that we trust enough to print here — so we'd rather show you nothing than the wrong number.
Two reliable ways to get the right one:
- Your monthly mortgage statement lists your current servicer and where to pay.
- The free MERS Servicer ID lookup identifies the servicer for most U.S. mortgages.
Or just call us at (945) 300-6886 — we'll track it down for you.
Flagstar
Customer service
- Phone
- (800) 968-7700
- Hours
- Mon–Fri 7:30am–8pm ET · Sat 7:30am–4pm ET
IMPORTANT: Flagstar sold its residential mortgage servicing business to Mr. Cooper effective 11/01/2024. If you closed before then, your loan has likely transferred — check your statement for Mr. Cooper before calling Flagstar. Hardship line: (800) 393-4887.
Checked 2026-07-31 against the servicer's published pages. Always confirm against your monthly statement before sending a payment or payoff.
Forward Lending
Forward Lending (a DBA of OCMBC) services new loans for an interim period of roughly 30 days, then transfers to a long-term servicing investor. Your transfer notice names who took it.
Checked 2026-07-31 against the servicer's published pages. Always confirm against your monthly statement before sending a payment or payoff.
Foundation Mortgage
We couldn't find a published servicing or payoff contact for this lender that we trust enough to print here — so we'd rather show you nothing than the wrong number.
Two reliable ways to get the right one:
- Your monthly mortgage statement lists your current servicer and where to pay.
- The free MERS Servicer ID lookup identifies the servicer for most U.S. mortgages.
Or just call us at (945) 300-6886 — we'll track it down for you.
Freedom Mortgage
Customer service
- Phone
- (855) 690-5900
- Hours
- Mon–Fri 8am–8pm ET · Sat 9am–2pm ET
Freedom services its own loans. Payoff by mail: Freedom Mortgage, PO Box 50485, Indianapolis IN 46250-0401. Alternate servicing line: (866) 759-8624.
Checked 2026-07-31 against the servicer's published pages. Always confirm against your monthly statement before sending a payment or payoff.
Harvest
We couldn't find a published servicing or payoff contact for this lender that we trust enough to print here — so we'd rather show you nothing than the wrong number.
Two reliable ways to get the right one:
- Your monthly mortgage statement lists your current servicer and where to pay.
- The free MERS Servicer ID lookup identifies the servicer for most U.S. mortgages.
Or just call us at (945) 300-6886 — we'll track it down for you.
HomeBridge Wholesale
Payoff requests
- Fax
- (803) 373-8094
Payoff requests need borrower authorization and a good-through date; allow 24–48 hours. Payments: Homebridge Financial Services, PO Box 202028, Florence SC 29502-2028.
Checked 2026-07-31 against the servicer's published pages. Always confirm against your monthly statement before sending a payment or payoff.
HomeXpress Mortgage
Serviced by BSI Financial Services
HomeXpress is wholesale-only; BSI Financial handles payments and payoffs. HomeXpress's own line is (855) 598-1430.
Checked 2026-07-31 against the servicer's published pages. Always confirm against your monthly statement before sending a payment or payoff.
HOPER
We couldn't find a published servicing or payoff contact for this lender that we trust enough to print here — so we'd rather show you nothing than the wrong number.
Two reliable ways to get the right one:
- Your monthly mortgage statement lists your current servicer and where to pay.
- The free MERS Servicer ID lookup identifies the servicer for most U.S. mortgages.
Or just call us at (945) 300-6886 — we'll track it down for you.
JMAC Lending
Serviced by LoanCare, LLC
Payments by mail: JMAC Lending c/o LoanCare, PO Box 60509, City of Industry CA 91716.
Checked 2026-07-31 against the servicer's published pages. Always confirm against your monthly statement before sending a payment or payoff.
Kiavi Hard Money
Servicing line above; (844) 415-4663 is general. Payoff requests should include your loan number and a good-through date; brokered borrowers and third parties need borrower authorization.
Checked 2026-07-31 against the servicer's published pages. Always confirm against your monthly statement before sending a payment or payoff.
Kind Lending
Serviced by LoanCare, LLC
Payments: Kind Lending c/o LoanCare, PO Box 202049, Florence SC 29502-2049.
Checked 2026-07-31 against the servicer's published pages. Always confirm against your monthly statement before sending a payment or payoff.
Loan United
Heads up: this is a general company line, not a confirmed servicing desk — we couldn't find one published. Expect to be transferred, and check your monthly statement first.
Only a general company line is published; no servicing or payoff desk found. Check your first payment letter.
Checked 2026-07-31 against the servicer's published pages. Always confirm against your monthly statement before sending a payment or payoff.
LoanStream
Serviced-loan details and payoff requests are available in the LoanStream borrower portal.
Checked 2026-07-31 against the servicer's published pages. Always confirm against your monthly statement before sending a payment or payoff.
Logan Finance
Serviced by Shellpoint Mortgage Servicing (consumer-purpose loans)
Payoff requests
- Fax
- (720) 241-7218
Servicing line also (888) 745-6426. Payoff: request in the portal under Payoff Quote, or fax the Payoff Department with your name and loan number. Consumer-purpose loans at Shellpoint: (800) 365-7107, PO Box 10826, Greenville SC 29603-0826.
Checked 2026-07-31 against the servicer's published pages. Always confirm against your monthly statement before sending a payment or payoff.
Longbridge Financial
Customer service
- Phone
- (866) 970-3233
- Hours
- Mon–Thu 8am–8pm ET · Fri 8am–5pm ET
Reverse mortgages. Servicing department: (866) 654-0020. Payoff requires the signed Request for Reverse Mortgage Payoff Quote form — the balance on your monthly statement is NOT a payoff figure.
Checked 2026-07-31 against the servicer's published pages. Always confirm against your monthly statement before sending a payment or payoff.
Mutual Of Omaha
Serviced by LoanCare, LLC
Checked 2026-07-31 against the servicer's published pages. Always confirm against your monthly statement before sending a payment or payoff.
Nations Direct Lending
Nations Direct Mortgage's toll-free line. Do not confuse with Nations Lending Corp, a different company serviced by LoanCare at (800) 274-6600.
Checked 2026-07-31 against the servicer's published pages. Always confirm against your monthly statement before sending a payment or payoff.
NewFi Wholesale
If you haven't received a servicing transfer notice, your loan may sit with Specialized Loan Servicing (800) 315-4757 or Rushmore (877) 888-4606.
Checked 2026-07-31 against the servicer's published pages. Always confirm against your monthly statement before sending a payment or payoff.
NewRez / Caliber
Customer service
- Phone
- (866) 317-2347
- Hours
- Mon–Fri 8am–9pm ET · Sat 10am–2pm ET
Also reachable at (888) 673-5521. Payoff quotes: portal → Account Details → Payments → Request Payoff. Payments: Newrez Servicing, 75 Beattie Place Ste LL202, Greenville SC 29601.
Checked 2026-07-31 against the servicer's published pages. Always confirm against your monthly statement before sending a payment or payoff.
NexBank
General bank line (800) 827-4818, press 2 for Mortgage Loans.
Checked 2026-07-31 against the servicer's published pages. Always confirm against your monthly statement before sending a payment or payoff.
NFTYDoor
Serviced by Shellpoint Mortgage Servicing
Customer service
- Phone
- (800) 365-7107
- Hours
- Mon–Fri 8am–9pm ET · Sat 10am–2pm ET
HELOCs are onboarded to Shellpoint, who sends a welcome package and draw book. Payments: PO Box 60535, Dallas TX 75265-0840.
Checked 2026-07-31 against the servicer's published pages. Always confirm against your monthly statement before sending a payment or payoff.
OakTree Funding
Payments by phone: (800) 968-5773 option 3. Homeowner assistance: (866) 760-5561. Payoff figures are in the portal under My Loan. Payments: Oaktree Funding, PO Box 660217, Dallas TX 75266-0217.
Checked 2026-07-31 against the servicer's published pages. Always confirm against your monthly statement before sending a payment or payoff.
Open Mortgage
Third-party payoff requests: openmtg.servicingdivision.com/ThirdPartyPayoff. A payoff statement fee may apply depending on state and loan type.
Checked 2026-07-31 against the servicer's published pages. Always confirm against your monthly statement before sending a payment or payoff.
Orion Lending
Orion services through its Boost Servicing program; the number above is Boost customer care. Orion's main line is (844) 306-7466.
Checked 2026-07-31 against the servicer's published pages. Always confirm against your monthly statement before sending a payment or payoff.
PennyMac
Homeowner assistance: (866) 545-9070. Insurance documents: mycoverageinfo.com/pennymac or (866) 318-0208.
Checked 2026-07-31 against the servicer's published pages. Always confirm against your monthly statement before sending a payment or payoff.
Plaza Home Loans
Serviced by Onity Mortgage (formerly PHH Mortgage)
Plaza's own line is (888) 807-2620. Payoff: homeowner portal under Loan Information, or the third-party form at plaza.servicingdivision.com/ThirdPartyPayoff. Allow about 7 business days.
Checked 2026-07-31 against the servicer's published pages. Always confirm against your monthly statement before sending a payment or payoff.
PRMG
Heads up: this is a general company line, not a confirmed servicing desk — we couldn't find one published. Expect to be transferred, and check your monthly statement first.
No national servicing line is published — the number above is PRMG's Corona, CA corporate office. Payments and loan details are in the portal.
Checked 2026-07-31 against the servicer's published pages. Always confirm against your monthly statement before sending a payment or payoff.
RBI Private Lending
Payoff and partial release requests are submitted through the form on rbiprivatelending.com.
Checked 2026-07-31 against the servicer's published pages. Always confirm against your monthly statement before sending a payment or payoff.
REMN
Heads up: this is a general company line, not a confirmed servicing desk — we couldn't find one published. Expect to be transferred, and check your monthly statement first.
REMN Wholesale is a division of Homebridge. For an existing loan, Homebridge servicing is (855) 248-0530 (Mon–Fri 8:30am–8:30pm ET); payoff fax (803) 373-8094.
Checked 2026-07-31 against the servicer's published pages. Always confirm against your monthly statement before sending a payment or payoff.
Spring EQ
Spring EQ does not service its own loans — it uses several servicers, including Shellpoint Mortgage Servicing and Select Portfolio Servicing. The welcome email you got at closing names yours and includes your login.
Checked 2026-07-31 against the servicer's published pages. Always confirm against your monthly statement before sending a payment or payoff.
SunWest Mortgage
Payoff quotes can also be ordered in the borrower portal. Alternate servicing line: (844) 978-6937.
Checked 2026-07-31 against the servicer's published pages. Always confirm against your monthly statement before sending a payment or payoff.
Symmetry Lending
Serviced by Cenlar FSB
Cenlar handles all statements, payments, draws, and payoffs for Symmetry HELOCs. Payoffs are returned within about 48 hours. Symmetry's own office line is (678) 597-9771.
Checked 2026-07-31 against the servicer's published pages. Always confirm against your monthly statement before sending a payment or payoff.
The Lender
Heads up: this is a general company line, not a confirmed servicing desk — we couldn't find one published. Expect to be transferred, and check your monthly statement first.
No borrower servicing desk is published. Check your first payment letter for your servicer.
Checked 2026-07-31 against the servicer's published pages. Always confirm against your monthly statement before sending a payment or payoff.
The Loan Store
This lender does not service loans after closing — your loan was transferred to a servicer. The contact below can tell you who, but your First Payment Letter names them.
The Loan Store does NOT service loans after closing — your loan transfers to a servicer as soon as it funds. Your First Payment Letter, included in your closing documents, names your servicer and where to pay.
Checked 2026-07-31 against the servicer's published pages. Always confirm against your monthly statement before sending a payment or payoff.
TMAC
We couldn't find a published servicing or payoff contact for this lender that we trust enough to print here — so we'd rather show you nothing than the wrong number.
Two reliable ways to get the right one:
- Your monthly mortgage statement lists your current servicer and where to pay.
- The free MERS Servicer ID lookup identifies the servicer for most U.S. mortgages.
Or just call us at (945) 300-6886 — we'll track it down for you.
United Ag Lending
Heads up: this is a general company line, not a confirmed servicing desk — we couldn't find one published. Expect to be transferred, and check your monthly statement first.
Only a general company line is published (Overland Park, KS). No servicing or payoff desk found.
Checked 2026-07-31 against the servicer's published pages. Always confirm against your monthly statement before sending a payment or payoff.
UWM
Payoff line is open Mon–Thu 7am–8pm CT. Payoff by mail: UWM, Attn: Payoff Department, 8950 Cypress Waters Blvd Ste 100, Coppell TX 75019. Payoff quotes are also available in your online account.
Checked 2026-07-31 against the servicer's published pages. Always confirm against your monthly statement before sending a payment or payoff.
Val Chris
Payoff demands need written borrower authorization; allow 10–12 business days. Payments: borrowers.themortgageoffice.com (Company ID: VCI). Office: 2601 Main St Ste 400, Irvine CA 92614.
Checked 2026-07-31 against the servicer's published pages. Always confirm against your monthly statement before sending a payment or payoff.
Velocity Mortgage
Heads up: this is a general company line, not a confirmed servicing desk — we couldn't find one published. Expect to be transferred, and check your monthly statement first.
No dedicated servicing or payoff line is published; the number above is Velocity's main line (866-505-FUND).
Checked 2026-07-31 against the servicer's published pages. Always confirm against your monthly statement before sending a payment or payoff.
Village Capital
Customer service also at (844) 256-9463. Payoff requests take about 10 business days.
Checked 2026-07-31 against the servicer's published pages. Always confirm against your monthly statement before sending a payment or payoff.
WestGen Lending/Open
Heads up: this is a general company line, not a confirmed servicing desk — we couldn't find one published. Expect to be transferred, and check your monthly statement first.
WestGen Lending is a DBA of GenHome Mortgage Corporation. No borrower servicing desk is published — check your first payment letter.
Checked 2026-07-31 against the servicer's published pages. Always confirm against your monthly statement before sending a payment or payoff.
Windsor
We couldn't find a published servicing or payoff contact for this lender that we trust enough to print here — so we'd rather show you nothing than the wrong number.
Two reliable ways to get the right one:
- Your monthly mortgage statement lists your current servicer and where to pay.
- The free MERS Servicer ID lookup identifies the servicer for most U.S. mortgages.
Or just call us at (945) 300-6886 — we'll track it down for you.