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Orlando home loansOrlando Mortgage & Home Loans
Central Florida financing, vacation rentals included.
The Orlando market — and how we finance it.
Orlando's economy centers on tourism and hospitality, with a growing technology and simulation sector. The vacation-rental market around the theme park corridor is unlike anywhere else in the country, and short-term rental zoning varies sharply between jurisdictions in ways that directly affect financing.
Hospitality professionals with variable income, first-time buyers across the metro, and a large investor base financing vacation and short-term rental property.
Licensed in Florida. Ignite Loan Partners, NMLS #2381991. Equal Housing Opportunity.
Popular loan programs in Orlando.
Orlando mortgage questions.
Can you finance a vacation rental near the parks?
Yes, in the zones where short-term rental is permitted — it varies by jurisdiction. Our DSCR program can qualify the property on its rental income, including short-term rental income in many cases.
My hospitality income varies. Can I still qualify?
Often yes. Bank-statement programs look at deposits over time rather than a single tax year, which usually reflects tipped and seasonal hospitality income far better.
Michael Kerby
Founder & President · NMLS #1163561
A decade-plus of mortgage leadership, focused on communication and on-time closings. Serving Orlando, Florida and the surrounding market.
Buying or refinancing in Orlando?
Start a quick, no-pressure application and we'll map the right path for your Orlando purchase or refinance.