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Jacksonville home loansJacksonville Mortgage & Home Loans
Northeast Florida financing, military included.
The Jacksonville market — and how we finance it.
Jacksonville is geographically the largest city in the contiguous United States, with an economy spanning naval installations, logistics, and financial services. Prices run well below South Florida, and the large military presence makes VA one of the most-used programs in the market.
Navy families using VA financing, logistics and financial-services professionals, first-time buyers, and investors drawn by affordability relative to the rest of the state.
Licensed in Florida. Ignite Loan Partners, NMLS #2381991. Equal Housing Opportunity.
Popular loan programs in Jacksonville.
Jacksonville mortgage questions.
Do you work with Navy families in Jacksonville?
Yes. VA financing is one of our most-placed programs — $0 down for eligible borrowers, no monthly mortgage insurance — and we're used to PCS timelines and remote closings.
How do insurance costs affect my qualification?
Florida premiums have risen sharply and they count in your qualifying ratios. We get real quotes early so your pre-approval reflects the true monthly cost rather than an optimistic estimate.
Michael Kerby
Founder & President · NMLS #1163561
A decade-plus of mortgage leadership, focused on communication and on-time closings. Serving Jacksonville, Florida and the surrounding market.
Buying or refinancing in Jacksonville?
Start a quick, no-pressure application and we'll map the right path for your Jacksonville purchase or refinance.