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Memphis home loansMemphis Mortgage & Home Loans
Memphis financing, investor-friendly.
The Memphis market — and how we finance it.
Memphis is a global logistics hub anchored by the FedEx superhub and the Mississippi river port, with a large healthcare sector alongside. It has among the most accessible entry prices of any major American metro and one of the country's most active single-family rental markets.
Logistics and healthcare employees, first-time buyers, and a large investor base — including out-of-state investors — financing single-family rentals.
Licensed in Tennessee. Ignite Loan Partners, NMLS #2381991. Equal Housing Opportunity.
Popular loan programs in Memphis.
Memphis mortgage questions.
Is Memphis a strong rental market?
It's one of the most active single-family rental markets in the country, largely because of the rent-to-price relationship. Our DSCR program qualifies the loan on the property's rental income rather than your tax returns.
Can I buy a Memphis rental from out of state?
Yes. Out-of-state investors are common here. We handle remote closings routinely and can qualify the property on its own income.
Michael Kerby
Founder & President · NMLS #1163561
A decade-plus of mortgage leadership, focused on communication and on-time closings. Serving Memphis, Tennessee and the surrounding market.
Buying or refinancing in Memphis?
Start a quick, no-pressure application and we'll map the right path for your Memphis purchase or refinance.