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Philadelphia home loansPhiladelphia Mortgage & Home Loans
Philly financing, rowhouses and all.
The Philadelphia market — and how we finance it.
Philadelphia is a rowhouse city where values vary substantially block to block and a large share of the stock is a century or more old. Major medical and university institutions anchor employment, and the city remains among the most affordable large metros on the East Coast.
Medical and university professionals, first-time buyers and renovators, and investors working the rowhouse and small multifamily market.
Licensed in Pennsylvania. Ignite Loan Partners, NMLS #2381991. Equal Housing Opportunity.
Popular loan programs in Philadelphia.
Philadelphia mortgage questions.
Can you finance a rowhouse that needs renovation?
Often yes. Renovation programs roll improvement costs into the mortgage, which is frequently the right structure for older Philadelphia stock. If a property won't qualify as-is, we'll say so before you're under contract.
Are there physician loan options in Philadelphia?
Yes. With the concentration of teaching hospitals here they come up often — qualifying on an employment contract rather than pay history, with different student-debt treatment than conventional underwriting.
Michael Kerby
Founder & President · NMLS #1163561
A decade-plus of mortgage leadership, focused on communication and on-time closings. Serving Philadelphia, Pennsylvania and the surrounding market.
Buying or refinancing in Philadelphia?
Start a quick, no-pressure application and we'll map the right path for your Philadelphia purchase or refinance.