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Eugene home loansEugene Mortgage & Home Loans
Eugene financing, campus rentals included.
The Eugene market — and how we finance it.
Eugene is anchored by the University of Oregon, with additional employment in healthcare and wood products. The university sustains persistent rental demand, and the market is more affordable than Portland while still reflecting Oregon's constrained supply.
University employees, healthcare professionals, first-time buyers, and investors financing student rentals near campus.
Licensed in Oregon. Ignite Loan Partners, NMLS #2381991. Equal Housing Opportunity.
Popular loan programs in Eugene.
Eugene mortgage questions.
Can I finance a rental near the University of Oregon?
Yes. Our DSCR program qualifies the loan on the property's rental income rather than your personal tax returns, which suits investors building around the campus.
Do you handle self-employed borrowers?
Yes. Bank-statement and asset-based programs qualify you on deposits or assets rather than tax returns, which usually reflects a business owner's real capacity better.
Michael Kerby
Founder & President · NMLS #1163561
A decade-plus of mortgage leadership, focused on communication and on-time closings. Serving Eugene, Oregon and the surrounding market.
Buying or refinancing in Eugene?
Start a quick, no-pressure application and we'll map the right path for your Eugene purchase or refinance.