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Bend home loansBend Mortgage & Home Loans
Central Oregon financing, second homes included.
The Bend market — and how we finance it.
Bend has grown rapidly as a recreation-driven destination, drawing remote workers and second-home buyers from California and the Puget Sound. Prices run high relative to the rest of Oregon outside Portland, and short-term rental regulation varies by zone in ways that matter to investors.
Relocating remote workers, second-home and short-term-rental buyers, and move-up buyers drawn by the recreation economy.
Licensed in Oregon. Ignite Loan Partners, NMLS #2381991. Equal Housing Opportunity.
Popular loan programs in Bend.
Bend mortgage questions.
Can you finance a short-term rental in Bend?
Often, where local zoning permits the use — rules vary by area. Our DSCR program can qualify an investment property on its rental income, including short-term rental income in many cases.
Do Bend purchases require jumbo financing?
Frequently. Bend price points push many transactions above the conforming limit. We place jumbo financing, including options from 10% down on select scenarios.
Michael Kerby
Founder & President · NMLS #1163561
A decade-plus of mortgage leadership, focused on communication and on-time closings. Serving Bend, Oregon and the surrounding market.
Buying or refinancing in Bend?
Start a quick, no-pressure application and we'll map the right path for your Bend purchase or refinance.