Home  /  Where we lend  /  Ohio  /  Cleveland

Cleveland home loans

Cleveland Mortgage & Home Loans

Cleveland financing, older stock and all.

Cuyahoga CountyConventionalFHAVAJumbo
Cleveland market

The Cleveland market — and how we finance it.

Cleveland's economy is anchored by a world-class healthcare sector centered on the Cleveland Clinic and University Hospitals, alongside continuing manufacturing. Housing is among the most affordable of any major American metro, and the stock is largely older — condition, not age, drives most financing outcomes.

Healthcare professionals, first-time buyers taking advantage of low entry prices, renovators, and investors attracted by strong rent-to-price ratios.

Licensed in Ohio. Ignite Loan Partners, NMLS #2381991. Equal Housing Opportunity.

FAQ

Cleveland mortgage questions.

Are there physician loan options in Cleveland?

Yes, and they come up often given the Clinic and University Hospitals. Physician programs can qualify on an employment contract rather than pay history, with different student-debt treatment than conventional underwriting.

Can you finance an older home that needs work?

Often yes, through renovation financing that rolls improvement costs into the loan. If a property won't qualify as-is, we'll tell you before you're under contract.

Michael Kerby, Founder & President at Ignite Loan Partners
Your Cleveland loan officer

Michael Kerby

Founder & President · NMLS #1163561

A decade-plus of mortgage leadership, focused on communication and on-time closings. Serving Cleveland, Ohio and the surrounding market.

Buying or refinancing in Cleveland?

Start a quick, no-pressure application and we'll map the right path for your Cleveland purchase or refinance.

Call usApply