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Durham financing, including physician files.
The Durham market — and how we finance it.
Durham is anchored by Duke University and its health system alongside Research Triangle Park, which together create a concentrated professional and medical employment base. Downtown reinvestment has been substantial, and historic mill-district housing sits alongside newer development.
Duke medical professionals and residents, RTP technology and research employees, first-time buyers, and investors financing rentals near the universities.
Licensed in North Carolina. Ignite Loan Partners, NMLS #2381991. Equal Housing Opportunity.
Popular loan programs in Durham.
Durham mortgage questions.
Are there physician loan options in Durham?
Yes, and they come up constantly given Duke's health system. Physician programs can qualify on an employment contract rather than pay history, often with low or no down payment and different student-debt treatment.
Can I finance a rental near Duke?
Yes. Our DSCR program qualifies the loan on the property's rental income rather than your personal tax returns.
Michael Kerby
Founder & President · NMLS #1163561
A decade-plus of mortgage leadership, focused on communication and on-time closings. Serving Durham, North Carolina and the surrounding market.
Buying or refinancing in Durham?
Start a quick, no-pressure application and we'll map the right path for your Durham purchase or refinance.