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Lansing home loansLansing Mortgage & Home Loans
Capital-city financing, no surprises.
The Lansing market — and how we finance it.
Lansing pairs state government employment with Michigan State University in neighboring East Lansing and a continuing automotive manufacturing presence. That combination keeps the market stable and affordable, with price points well below the national median.
State employees, university staff, first-time buyers, and investors working the student rental market in East Lansing.
Licensed in Michigan. Ignite Loan Partners, NMLS #2381991. Equal Housing Opportunity.
Popular loan programs in Lansing.
Lansing mortgage questions.
Is Lansing affordable for first-time buyers?
Yes — price points sit well below national medians. FHA at 3.5% down and conventional from 3% both work well here, and cash to close is modest compared with most metros.
Do you finance student rentals in East Lansing?
Yes. Our DSCR program qualifies the loan on rental income rather than your returns, which suits investors around Michigan State.
Michael Kerby
Founder & President · NMLS #1163561
A decade-plus of mortgage leadership, focused on communication and on-time closings. Serving Lansing, Michigan and the surrounding market.
Buying or refinancing in Lansing?
Start a quick, no-pressure application and we'll map the right path for your Lansing purchase or refinance.