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Ann Arbor home loansAnn Arbor Mortgage & Home Loans
University-market financing, handled precisely.
The Ann Arbor market — and how we finance it.
Ann Arbor is anchored by the University of Michigan and its medical system, which together create both a high-income professional base and persistent rental demand. Prices run well above the Michigan average and the market holds value unusually well through downturns.
University faculty and medical professionals, technology employees in the surrounding research corridor, and investors financing student and staff rentals.
Licensed in Michigan. Ignite Loan Partners, NMLS #2381991. Equal Housing Opportunity.
Popular loan programs in Ann Arbor.
Ann Arbor mortgage questions.
Are there physician loan options in Ann Arbor?
Yes. With the university medical system here, physician programs come up often — they can qualify on an employment contract rather than pay history and treat student debt differently than conventional underwriting.
Can I finance a rental near campus?
Yes. Our DSCR program qualifies on the property's rental income rather than your personal tax returns, which fits investors building around the university.

Michael Kerby
Founder & President · NMLS #1163561
A decade-plus of mortgage leadership, focused on communication and on-time closings. Serving Ann Arbor, Michigan and the surrounding market.
Buying or refinancing in Ann Arbor?
Start a quick, no-pressure application and we'll map the right path for your Ann Arbor purchase or refinance.