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Baltimore home loansBaltimore Mortgage & Home Loans
Baltimore financing, rowhouses included.
The Baltimore market — and how we finance it.
Baltimore's market is defined by its rowhouse stock and by sharp variation block to block — neighborhoods a few streets apart can price very differently. Johns Hopkins and the broader medical and research sector anchor employment, and the city's affordability relative to Washington keeps commuters and investors interested.
Hopkins-affiliated medical and research professionals, first-time buyers and renovators, DC-area commuters seeking lower prices, and investors working the rowhouse rental market.
Licensed in Maryland. Ignite Loan Partners, NMLS #2381991. Equal Housing Opportunity.
Popular loan programs in Baltimore.
Baltimore mortgage questions.
Are there loan options for physicians at Hopkins?
Yes. Physician loan programs can qualify on an employment contract rather than pay history, often with low or no down payment and different treatment of student loan debt than conventional underwriting.
Can you finance a rowhouse that needs work?
Depending on the extent, yes. Renovation financing rolls the improvement cost into the loan. If the property won't pass as-is, we'll tell you before you're under contract rather than after the appraisal.
Michael Kerby
Founder & President · NMLS #1163561
A decade-plus of mortgage leadership, focused on communication and on-time closings. Serving Baltimore, Maryland and the surrounding market.
Buying or refinancing in Baltimore?
Start a quick, no-pressure application and we'll map the right path for your Baltimore purchase or refinance.