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Savannah home loansSavannah Mortgage & Home Loans
Historic property, modern financing.
The Savannah market — and how we finance it.
Savannah combines one of the largest and busiest ports in the country with a tourism economy built around its historic district. Housing runs from protected historic homes downtown to newer development in the islands and suburbs. Historic properties and short-term rentals both raise financing questions that a generic lender often gets wrong.
Port and logistics employees, second-home and short-term-rental buyers, military families connected to Hunter Army Airfield, and first-time buyers in the surrounding county.
Licensed in Georgia. Ignite Loan Partners, NMLS #2381991. Equal Housing Opportunity.
Popular loan programs in Savannah.
Savannah mortgage questions.
Can you finance a short-term rental in Savannah?
Often, yes. Our DSCR program can qualify an investment property on its rental income, including short-term rental income in many cases. Local permitting rules vary by zone, so we look at that alongside the financing.
Is financing a historic home different?
It can be. Condition, renovations, and insurance all get more scrutiny on historic property. We flag those items at the start rather than letting them surface during appraisal review.
Michael Kerby
Founder & President · NMLS #1163561
A decade-plus of mortgage leadership, focused on communication and on-time closings. Serving Savannah, Georgia and the surrounding market.
Buying or refinancing in Savannah?
Start a quick, no-pressure application and we'll map the right path for your Savannah purchase or refinance.