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Augusta home loansAugusta Mortgage & Home Loans
Steady market, straightforward financing.
The Augusta market — and how we finance it.
Augusta's economy rests on a large medical district anchored by Augusta University, the Savannah River Site, and Fort Eisenhower with its growing cyber-command mission. Home prices sit well below the national median, and the military and medical employment base gives the market unusual stability.
Military families using VA financing, medical professionals and residents, and first-time buyers taking advantage of some of the most affordable price points in the state.
Licensed in Georgia. Ignite Loan Partners, NMLS #2381991. Equal Housing Opportunity.
Popular loan programs in Augusta.
Augusta mortgage questions.
Do you handle VA loans for Fort Eisenhower families?
Yes. VA is one of our most-placed programs — $0 down for eligible borrowers, no monthly mortgage insurance, and we're used to working around PCS timing.
What if I'm a medical resident with little income history?
There are programs built for exactly that. Physician and professional loan options can use an employment contract rather than pay history, and often treat student debt differently than conventional underwriting does.
Michael Kerby
Founder & President · NMLS #1163561
A decade-plus of mortgage leadership, focused on communication and on-time closings. Serving Augusta, Georgia and the surrounding market.
Buying or refinancing in Augusta?
Start a quick, no-pressure application and we'll map the right path for your Augusta purchase or refinance.