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Fort Collins home loansFort Collins Mortgage & Home Loans
Northern Colorado financing, done on time.
The Fort Collins market — and how we finance it.
Fort Collins is anchored by Colorado State University and a growing technology and brewing sector, with a well-preserved Old Town that sustains demand. Prices run below Boulder while the market remains genuinely competitive.
University employees, technology professionals, first-time buyers, and investors financing student rentals near campus.
Licensed in Colorado. Ignite Loan Partners, NMLS #2381991. Equal Housing Opportunity.
Popular loan programs in Fort Collins.
Fort Collins mortgage questions.
Can I finance a student rental in Fort Collins?
Yes. Our DSCR program qualifies the loan on the property's rental income rather than your personal returns, which suits investors building around Colorado State.
How fast can you close here?
About 18 days on average. We underwrite up front, so the timeline is driven by your purchase agreement rather than by the lender.
Michael Kerby
Founder & President · NMLS #1163561
A decade-plus of mortgage leadership, focused on communication and on-time closings. Serving Fort Collins, Colorado and the surrounding market.
Buying or refinancing in Fort Collins?
Start a quick, no-pressure application and we'll map the right path for your Fort Collins purchase or refinance.