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Los Angeles home loansLos Angeles Mortgage & Home Loans
High-cost financing handled by people who do it daily.
The Los Angeles market — and how we finance it.
Los Angeles is one of the most expensive and most varied housing markets in the country, spanning Westside luxury, dense central neighborhoods, and comparatively affordable pockets in the Valley and the east. Most transactions here price above the conforming limit, which makes jumbo financing the default rather than the exception, and a large self-employed and entertainment-industry population means income documentation is rarely a simple two-year W-2 story.
We work with jumbo buyers across the Westside and the Valley, self-employed professionals and entertainment-industry clients who qualify better on bank statements or assets than on tax returns, and investors financing multi-unit property on rental income.
Licensed in California. Ignite Loan Partners, NMLS #2381991. Equal Housing Opportunity.
Popular loan programs in Los Angeles.
Los Angeles mortgage questions.
Do you do jumbo loans in Los Angeles?
Constantly. Most LA purchases exceed the conforming loan limit, so jumbo is our normal case here — including programs from 10% down on select scenarios and manual underwriting for complex or variable income.
I'm self-employed in entertainment. Can I still qualify?
Yes. Industry income is often lumpy, project-based, or routed through a loan-out company. Our bank-statement and asset-based programs qualify you on deposits or assets instead of tax returns, which is usually a far better picture of what you actually earn.
Michael Kerby
Founder & President · NMLS #1163561
A decade-plus of mortgage leadership, focused on communication and on-time closings. Serving Los Angeles, California and the surrounding market.
Buying or refinancing in Los Angeles?
Start a quick, no-pressure application and we'll map the right path for your Los Angeles purchase or refinance.