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Montgomery home loansMontgomery Mortgage & Home Loans
Capital-city financing, explained in plain English.
The Montgomery market — and how we finance it.
Montgomery combines state government employment, Maxwell Air Force Base, and a growing manufacturing presence into a stable, affordable housing market. Prices sit well below the national median, and the mix runs from historic districts near downtown to newer subdivisions on the east side of the city.
State employees, military families stationed at Maxwell-Gunter, and first-time buyers make up the core of our Montgomery clients — mostly VA, FHA, and conventional financing.
Licensed in Alabama. Ignite Loan Partners, NMLS #2381991. Equal Housing Opportunity.
Popular loan programs in Montgomery.
Montgomery mortgage questions.
Is there a first-time buyer program that works in Montgomery?
Several. FHA at 3.5% down and conventional from 3% down both work well at Montgomery price points, and VA is $0 down if you're eligible. We'll compare the total monthly cost of each rather than just the down payment.
Do you lend to military families at Maxwell AFB?
Yes. VA financing is a core part of our business, and we're used to working around PCS timelines, BAH-based qualifying, and out-of-state closings.
Michael Kerby
Founder & President · NMLS #1163561
A decade-plus of mortgage leadership, focused on communication and on-time closings. Serving Montgomery, Alabama and the surrounding market.
Buying or refinancing in Montgomery?
Start a quick, no-pressure application and we'll map the right path for your Montgomery purchase or refinance.