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Michigan home loans

Michigan Mortgage & Home Loans

From Detroit's revival to Grand Rapids and Ann Arbor, Michigan offers a wide range of markets and price points. We help Michigan buyers and homeowners finance with confidence.

Loan programs

Financing available in Michigan.

Purchase

First home or move-up in Michigan — clear guidance from offer to keys.

Refinance

Lower your rate or tap equity on your Michigan home.

Jumbo

Financing above conforming limits for premium Michigan properties.

Non-QM

Bank-statement, asset, and investor loans for Michigan borrowers.

See all loan options →

Michigan market snapshot

Buying or refinancing in Michigan.

Michigan ranges from Detroit's ongoing revival to Grand Rapids and Ann Arbor's university-driven demand. Wide price spreads make it a flexible market for first-time buyers, move-up buyers, and investors.

Why Ignite in Michigan

A boutique lender with a full network.

We're an independent, education-first firm — which means we shop your Michigan loan across a full lender network instead of pushing one product. You get options explained in plain English, exceptional communication, and on-time closings.

Licensed in Michigan. Ignite Loan Partners, NMLS #2381991. Equal Housing Opportunity.

FAQ

Michigan mortgage questions.

Does Ignite Loan Partners lend in Michigan?

Yes. Ignite Loan Partners is licensed in Michigan (NMLS #2381991) and serves buyers and homeowners across the state, including Detroit, Grand Rapids, Ann Arbor.

Can I get a mortgage in Michigan if I'm self-employed?

Absolutely. We offer bank-statement, asset-based, and other non-QM programs designed for self-employed and investor borrowers in Michigan, alongside conventional, FHA, VA, and jumbo loans.

How fast can you close a loan in Michigan?

Our average closing time is about 18 days. Because we shop your file across a full lender network, we can move quickly when the Michigan market is competitive.

Michael Kerby, Founder & President at Ignite Loan Partners
Your Michigan loan officer

Michael Kerby

Founder & President · NMLS #1163561

A decade-plus of mortgage leadership, focused on communication and on-time closings. Serving Michigan and the surrounding market.

Buying or refinancing in Michigan?

Start a quick, no-pressure application and we'll map the right path for your Michigan purchase or refinance.

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