Purchase
First home or move-up in California — clear guidance from offer to keys.
Home / Where we lend / California
California home loansCalifornia Mortgage & Home Loans
California's high-value market calls for a lender who knows jumbo and non-QM financing cold. From the Bay Area to San Diego, we structure loans for premium homes and complex incomes.
Los AngelesSan DiegoSan JoseSacramento + statewide
Loan programs
Financing available in California.
Refinance
Lower your rate or tap equity on your California home.
Jumbo
Financing above conforming limits for premium California properties.
Non-QM
Bank-statement, asset, and investor loans for California borrowers.
Why Ignite in California
A boutique lender with a full network.
We're an independent, education-first firm — which means we shop your California loan across a full lender network instead of pushing one product. You get options explained in plain English, exceptional communication, and on-time closings.
Licensed in California. Ignite Loan Partners, NMLS #2381991. Equal Housing Opportunity.
FAQ
California mortgage questions.
Does Ignite Loan Partners lend in California?
Yes. Ignite Loan Partners is licensed in California (NMLS #2381991) and serves buyers and homeowners across the state, including Los Angeles, San Diego, San Jose.
Can I get a mortgage in California if I'm self-employed?
Absolutely. We offer bank-statement, asset-based, and other non-QM programs designed for self-employed and investor borrowers in California, alongside conventional, FHA, VA, and jumbo loans.
How fast can you close a loan in California?
Our average closing time is about 18 days. Because we shop your file across a full lender network, we can move quickly when the California market is competitive.
Buying or refinancing in California?
Start a quick, no-pressure application and we'll map the right path for your California purchase or refinance.